34146 Umbrella Rock Drive

WEBSTER, FL
$ 419,000 Beds 3 Baths 3 Sq 2,081 Virtual Tour
Monthly Estimate* How much can I afford?

The property has not experienced flooding, including during recent major hurricanes. Cedar-sided 3-bedroom, 3-bath single-family home on 1.2 acres in Ridge Manor Estates, offering privacy, character, and plenty of space without an HOA. The home features an open floor plan with a wood-burning fireplace, along with updated flooring, lighting, interior and exterior doors, windows, and electrical fixtures. The kitchen and living areas have been opened up to create a more spacious flow throughout the home. Major systems have also been updated, including a newer roof, HVAC system, water heater, and well pump. A whole-house water filtration system provides additional water treatment for the property. The utility room has been converted into a dedicated office with a window A/C unit, providing a flexible workspace or additional room for a variety of uses. Outside, the property offers 1.2 acres with mature trees, established landscaping, and a deck for enjoying the surrounding natural setting. The cedar exterior adds character that is uncommon among newer homes, while the acreage provides room for outdoor living, gardening, pets, or simply enjoying the privacy of the property. Located in Ridge Manor Estates with convenient access to major roads and nearby amenities. The property is served by a private well and septic system.

Active

  • Price
  • $ 419,000
  • City
  • WEBSTER
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • Hernando
  • Half Bathrooms
  • 0
  • Area
  • Webster/Ridge Manor Estates
  • Lot Size
  • 1.19 Acres
  • Zip
  • 33597
  • Sqr Footage
  • 2,081
  • Year Built
  • 1992
  • Taxes
  • $ 3446
  • Style
  • Single Family Residence
  • MLS#
  • A4702594
Listed By: SAVVY AVENUE, LLC with 888-490-1268. - 888-490-1268
Data Source: Stellar MLS

Features

General

Sewer Septic Tank
Heating Central,Electric
Cooling Central Air
Utilities BB/HS Internet Available,Electricity Connected,Propane,Water Connected
Roof Shingle
Appliances Convection Oven,Cooktop,Dishwasher,Dryer,Electric Water Heater,Exhaust Fan,Freezer,Ice Maker,Kitchen Reverse Osmosis System,Microwave,Range Hood,Refrigerator,Touchless Faucet,Washer,Water Filtration System,Water Purifier,Water Softener
Zoning N/A
Construction Materials Cedar,Wood Frame
Pets Allowed Yes
Year Built 1992
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Hernando
New Construction false
Property Type Residential
Subdivision Name RIDGE MANOR ESTATE
Facing Direction North
Garage Y/N false
Total Rooms 3
Full Baths 3
Status Active
Directions From I-75, take Exit 301 for US-98 S/FL-50 E toward Orlando. Continue east on FL-50/Cortez Blvd for approximately 4.4 miles. Turn left onto US-301 N and continue approximately 4.1 miles. Turn left onto Rousseau St, then right onto Umbrella Rock Dr. Property will be on the left.
City WEBSTER
Senior Community Y/N false
MLS Area 33597 - Webster/Ridge Manor Estates
Lot Size Units Acres
Lot Size Square Feet 51677
Carport Y/N false
Listing Terms Cash,Conventional,FHA,USDA Loan,VA Loan
Land Lease Y/N false
Tax Annual Amount 3446
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 25
Legal Description RIDGE MANOR EST UNIT 4 BLK 59 LOT 25
Minimum Lease No Minimum
Water Access Y/N false
Water View Y/N false
Flood Zone Code AE
In Law Suite YN false

Interior Features

Interior Amenities Ceiling Fan(s),High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Skylight(s),Solid Surface Counters,Thermostat
Flooring Luxury Vinyl
Furnished Y/N Unfurnished
Fireplace Features Living Room,Master Bedroom,Wood Burning
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Laundry Features Corridor Access,Inside
Total Bedrooms 3
LivingAreaSource Owner
Total Baths 3

Exterior Features

Exterior Amenities French Doors,Garden,Lighting,Private Mailbox,Sidewalk,Sliding Doors,Storage
Water Source Well
Lot Size Area 1.1863
Foundation Details Crawlspace
Spa false
Building Area Total 2402
Lot Size Acres 1.19
Road Surface Type Other
Private Pool false
Waterfront Y/N false

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Apollo Beach, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/11/2026 Listed $419,000

Property vs Zip Code Average in 33597

Price
AVG $530K
$420K
Taxes
AVG $1,337
$3,446
Year Built
AVG 2004
1992

Areas That We Cover

34146 Umbrella Rock Drive WEBSTER, FL is a Single Family Home for sale at $419000 with 2081 sqft and a lot size of 1.19 Acres Acre(s). 34146 Umbrella Rock Drive WEBSTER has 3 bedrooms, 3 baths and was built in 1992. The property's zip code is 33597 which is in WEBSTER, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.